It seems the days of cheap credit have turned into a fading memory with lenders apparently restricting their criteria and lending only to those people with spotless borrowing history. The recent news has been that loan rates are now nearing 21 per cent, even for people with good history, seemingly leaving borrowers lost.

Reports are that the average rate for a personal loan of £2,000 is currently standing at almost 20%, as a result of a number of issues. It is also evident that borrowers may not be aware of the rates for the various forms of credit, the average person assuming that since the base rate have dropped, that loan and credit card rates has also fallen, and when they come to borrow money they are confronted with a harsh reality. Financing your home improvements could prove to be a headache.

However, with Safestyle, we have a tremendous business relationship with lenders such as GE Money and Hitachi Capital, partnerships with a significantly high number of customers and approaching a million pounds per week. With Safestyle our customers can not only be sure they can receive loans at competitive rates with the High Street, they are arranged in the comfort of their own home, with no deposit or set up fee.

But one of the most important features about the Safestyle finance package is the flexibility of the loan, as bank loans in the main are fixed term. Safestyle’s Diamond Account payments package gives you the flexibility to pay for your home improvements to suit your budget, a flexibility you wouldn’t normally get from any other source.